Our Philosophy
Chicago National Mortgage has a different philosophy than most mortgage brokers you will come across. We don't operate a cold call center, we don't tell our brokers they have a daily "quota" to fill, and we even forbid our brokers to do a "hard sell" to potential clients. Instead we operate on the premise that we do not want every new purchase or refinance loan that we can get. We only seek out and service a very select clientele...i.e. financially responsible people who deserve to be treated as such. In other words, if you work hard for your money, pay your bills on time, and this is reflected in your credit scores, you are the type of client that we are looking for. More importantly, you are the type of client that our lenders are looking for and this in turn causes them to give us better rates than they give their other mortgage brokers. Because of this, we are then able to beat almost every other lender's best deal! We even encourage you to shop around first and present us with the best deal that you can get from any other lender out there - just fax / email it to us - then let us show you how we can do even better!
Another arena where we are different is that we are not a multi-branch brokerage - we prefer to operate very low key, with only a local office that enables us to focus on our niche: good quality clients with solid financials. For instance, we do not and have never done sub-prime loans, even when everyone else said we were nuts for missing out on that bubble. But if you want the best rates and servicing possible on a conforming mortgage (< $417k) or a jumbo mortgage (> $417k), either from a refinancing or a new purchase perspective, let us show you how far we will go to EARN your business.
We are confident that once you become a client of ours, you will become a client for life, and will show your satisfaction in our service by recommending us to all your friends and associates.
*** Be sure to ask about our in-home closings for the ultimate in convenience and service! ***